Mortgage Loan Processing Center - Mortgage Loan Processing

Privacy Policy

This notice is provided pursuant to the Privacy of Consumer Financial Information Act and the Federal Trade Commission's implementing regulation thereunder, 16 CFR Part 313.

Salvation Processing, Inc. collects nonpublic personal information about borrowers that we obtain in connection with providing a financial product or service. Such information includes, for example, account balances, income, assets and payment history. We may collect nonpublic personally identifiable information from the following sources:

• Information received on applications or other forms, such as the borrower's name, address, phone number, social security number, driver’s license number, or date of birth;
   
• Information about borrower’s transactions with others, such as balance and payment history; and
   
• Information received from consumer reporting agencies, real estate appraisers and employers.

Salvation Processing, Inc. does not disclose any nonpublic personal information about our current or former borrowers to anyone, except as permitted by law. We do work with a variety of third parties that assist us in processing of mortgage applications, and we must exchange information about the borrower with these third parties. Examples would include governmental entities and other third parties such as credit bureaus, closing agents and appraisers.

Salvation Processing, Inc. restricts access to nonpublic personal information only to those employees who need to know the information to provide products or services to you. We maintain strict physical, electronic and procedural safeguards that comply with federal regulations to protect your information from unauthorized access by third parties.

Salvation Processing, Inc. recognizes the privacy expectations of our clients. If you have any questions about the confidentiality of your information, please call us at (813) 949-2939.

Website Privacy Policy

This privacy statement discloses the privacy practices for www.salvationprocessing.com effective June 1, 2008.

Salvation Processing, Inc. has agreed to notify you of:

1. What personally identifiable information of yours or third party personally identification is collected from you through the web site

2. The organization collecting the information

3. How the information is used

4. With whom the information may be shared

5. What choices are available to you regarding collection, use and distribution of the information

6. The kind of security procedures that are in place to protect the loss, misuse or alteration of information under Salvation Processing, Inc. control

7. How you can correct any inaccuracies in the information.

Information Collection and Use
Salvation Processing, Inc. is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. Salvation Processing, Inc. collects information from our users at several different points on our website.

Cookies
A cookie is a piece of data stored on the user's hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Once the user closes their browser, the cookie simply terminates. For instance, by setting a cookie on our site, the user would not have to log in a password more than once, thereby saving time while on our site. If a user rejects the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas of our site.

Log Files
We use IP addresses to analyze trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

Sharing
We do not share personally identifiable or demographic information, including email addresses, with any 3rd party, except for the purpose of providing loan processing services.

Legal Disclaimer
Though we make every effort to preserve your privacy we may need to disclose personal information when required by law or in the good-faith belief that such action is necessary in order to conform to the edicts of the law or comply with a legal process served on our Web site.

Links
This web site contains links to other sites. Please be aware that we [Salvation Processing, Inc.] are not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by www.salvationprocessing.com.

Downloadable Forms
If a user elects to use our forms download service, we ask them for their name, phone number, address and email address. Salvation Processing, Inc. stores this information for the sole purpose of responding to our customer’s inquiries. The user may contact Salvation Processing, Inc. 813-949-2939 to request the removal of this information from our database.

Security
This website takes every precaution to protect our users' information. When users submit sensitive information via the website, the information is protected both online and off-line.

All of our users' information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific job (for example, our billing clerk or a customer service representative) are granted access to personally identifiable information. Our employees must use password-protected screen-savers when they leave their desk. When they return, they must re-enter their password to re-gain access to your information. Furthermore, ALL employees are kept up-to-date on our security and privacy practices. Every quarter, as well as any time new policies are added, our employees are notified and/or reminded about the importance we place on privacy, and what they can do to ensure our customers' information is protected.

If you have any questions about the security at our website, you can call us at 813-949-2939.

Promotional Materials
We send all new customers a one-time welcoming email to verify their interest in specific services. Established customers will occasionally receive information on promotions and/or new services. Out of respect for the privacy of our users we present the option to not receive these types of communications. Please see our choice and opt-out below.

Correction/Updating Personal Information:
If a user's personally identifiable information changes (such as your zip code), we will endeavor to provide a way to correct, update or remove that user's personal data provided to us. This can be done by calling (813) 949-2939. Confirmation of any update to a user's personally identifiable information will be sent by email.

Choice/Opt-out
Users who no longer wish to receive promotional materials may opt-out of receiving these communications by replying to the email with "remove" in the subject line or contact us at 813-949-2939 to request the removal of this information from our database.

Notification of Changes
If we decide to change our privacy policy, we will prominently post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email. Users will have a choice as to whether or not we use their information in this different manner. We will use information in accordance with the privacy policy under which the information was collected.

Copyright © 2008 Salvation Processing, Inc. All rights reserved. Information in this document is subject to change without notice.  Privacy Policy   Links

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